Section 22-B3824. INSURANCE

 

3824.1Each MHCRF shall carry insurance for at least the following:

 

(a)Hazards (fire and extended coverage), in the amount of five hundred dollars ($500) per resident to protect belongings with a minimum of two thousand dollars ($2,000) of coverage per facility;

 

(b)Premises, personal injury and products liability for at least the following:

 

(1)One (1) to two (2) beds for one hundred thousand dollars ($100,000) per occurrence;

 

(2)Three (3) to nine (9) beds for three hundred thousand dollars ($300,000) per occurrence; and

 

(3)Ten (10) or more beds for five hundred thousand dollars ($500,000) per occurrence; and

 

(c)Incidental malpractice coverage in respect only of duties required of a Residence Director or staff member for a limit of at least one hundred thousand dollars ($100,000).

 

3824.2If the MHCRF is not owned by the operator, the operator shall obtain proof of the owner's premises liability coverage, such as a certificate of standard landlord coverage, or shall place the owner on the operator's policy as an additional named insured.

 

source

Final Rulemaking published at 42 DCR 569, 593 (January 27, 1995).