Section 26-A1311. INSPECTIONS AND REPORTS

 

1311.1Any property owner is entitled to an inspection by the Facility of property that is eligible for Basic Property Insurance or Homeowners Insurance and, if unable to obtain such insurance in the normal market, may apply to the Facility for such inspection.

 

1311.2The application shall include a request for inspection and the original inspection or attempt to inspect shall be made at no cost to the applicant. If the inspector is unable to complete an inspection of the property due to the fault of the owner, the applicant or their designated responsible representative, the Facility shall require the applicant to pay, in advance, the reasonable cost of any subsequent inspection efforts. The Board of Directors shall set the fee for the reasonable cost of any subsequent inspection efforts.

 

1311.3The inspector must be provided full access to the property for which the inspection is sought, but the presence of the owner of a building may not be required when a tenant is seeking insurance.

 

1311.4An Inspection Report shall be made for each property inspected and shall be sent to the Facility. The report shall cover pertinent structural and occupancy features, as well as the general condition of the building and surrounding structures. Representative photographs of the property shall be taken during the inspection.

 

1311.5Once an eligible risk has been inspected and found insurable, it shall be re-inspected only:

 

(a)Upon request of the property owner;

 

(b)Upon a limited basis for statistical purposes as determined by the Board;

 

(c)Upon a change in type of occupancy;

 

(d)Upon a schedule of not more than once every three (3) years as determined by the Board; or

 

(e)Upon information or well founded belief of the Manager of the Facility that the occupancy hazards or physical condition of the property have substantially changed since the last inspection.

 

source

Final Rulemaking published at 51 DCR 11573 (December 24, 2004).