Section 26-A507. CONSUMER RIGHT TO INFORMATION

 

507.1Each insurer who offers to sell motor vehicle insurance in the District shall provide, prior to renewal or denial of a motor vehicle insurance policy, a document which shall provide, but not be limited to, the following information:

 

(a)The cost of the minimum package of mandatory liability insurance required by the Act;

 

(b)A listing of each type of coverage provided;

 

(c)The dollar amount premium for each type of coverage;

 

(d)An explanation of the mandatory insurance and required options created under the Act; and

 

(e)In the case of commercial vehicles, where due to the method of rating, it is impossible to quote precise premiums, compliance may be achieved by insurers providing good faith estimates which may be subject to future modifications.

 

507.2Each insurer shall, at the time of nonrenewal or denial of motor vehicle insurance policy, provide the named insured or applicant the specific reason for the nonrenewal or denial.

 

507.3Each insurer is required to include the following statement in the document required under § 507.1 of the regulations:"You (and any covered person) have important rights if we do not pay a covered claim for personal injury protection benefits within thirty (30) days after we receive reasonable proof of the fact and amount of your loss. You may go to court to collect that payment and you may hire an attorney to represent you. If the court finds that your claim is valid and that we did not pay the claim within thirty (30) days after we received it, we must pay the claim, interest on the claims, and your reasonable attorney's fees. But, if your claim is found to be fraudulent, you may be required to pay the reasonable attorney's fees which we incurred to defend against the claim."

 

507.4Upon application for, or at the time of issuance of any new policy and with respect to policies already in force at the time of the first renewal after the date of applicability of the Act, each insurer shall provide the named insured with a copy of the provisions as required under § 10 of the Act.

 

507.5Each insurer shall deliver to each named insured with each new policy of motor vehicle insurance a description of the coverages required by § 507.1.

 

source

Final Rulemaking published at 35 DCR 7649 (October 21, 1988).