Section 26-A508. CONVERSION AND RENEWAL OF OUTSTANDING POLICIES

 

508.1Insurers shall treat all outstanding motor vehicle insurance policies in effect after June 2, 1986, containing personal injury protection as providing, at a minimum, all of the coverages required by the Act, notwithstanding that an endorsement of the policy specifically providing that coverage has not yet been sent to the named insured. In no event shall this provision do the following:

 

(a)Diminish the insurer's obligation with respect to coverages set forth in the policy in excess of the minimum required by the Act; or

 

(b)Be construed to require an insurer to compensate a named insured more than once for a single element of loss.

 

508.2No insurer shall cancel, refuse to renew, or rewrite any policy for the purpose of circumventing the requirements of § 508.1 of this chapter.

 

508.3No insurer shall impose any additional premium charge upon a named insured for providing the coverages required by the Act in accordance with § 508.2, or reduce the coverage of a named insured if the coverage exceeds the minimum coverages required by the Act.

 

508.4The costs of renewal shall be prospective only and calculated from the month of renewal rather than from June 2, 1986.

 

source

Final Rulemaking published at 35 DCR 7649 (October 21, 1988).